Ziraat Mobil API Integration & Open Banking Solutions

OpenBanking / OpenData protocol analysis, account authorization, IBAN/FAST/QR payments, and reconciliation interfaces — enterprise-grade compliant delivery with runnable API source code.

On-demand delivery • Starting at $300
View contact information at /contact.html
OpenBanking · OpenData · Protocol Analysis

Safely connect Ziraat Mobil's accounts, payments and business panel capabilities to your system

We provide protocol analysis for Ziraat Mobil, authorization adaptation (Token/OAuth/signing), IBAN/FAST/camera recognition for transfers, enterprise approval workflows and reconciliation query interfaces, with runnable implementations and documentation including test cases.

Multi-user roles — Session and permission models for personal, business and supervisory accounts (teens aged 15–18).
Approval flows & batch authorization — Enterprise accounts dashboards, pending approvals, and one-click approval APIs.
IBAN / camera recognition — Camera capture or image-based recognition of IBANs to complete transfers / EFT / FAST.
QR & cardless withdrawals — QR payments and cardless withdrawals via ATM with secure notification integration.
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What we deliver

Delivery Kit (Standard)

  • Protocol analysis report (login flow, token lifecycle, signing/encryption points)
  • REST API implementation and OpenAPI (Swagger) documentation
  • runnable back-end samples (Node.js / Python) and deployment guides
  • Automated tests, test data and CI integration scripts
  • Compliance guidance (data minimization, retention policies, audit logs)
  • runnable examples: IBAN scanning transfers, enterprise approvals API, reconciliation exports

Example API: Batch Approvals (pseudo-code)

{
  "POST /api/v1/ziraat/approvals/batch_approve": {
    "headers": {"Authorization": "Bearer "},
    "body": {
      "corporate_id": "CORP123",
      "approver_id": "USER456",
      "approval_ids": ["APPR-001","APPR-002"],
      "comment": "Approved via API"
    }
  },
  "response": {
    "status": "OK",
    "approved": 2,
    "failed": 0,
    "timestamp": "2025-10-22T08:30:00Z"
  }
}

Typical Integration Scenarios

From personal account synchronization to multi-step enterprise approvals and bulk payments. Includes Ziraat-specific dashboards (investments, product applications, calculators, notification settings) and 3rd-party system integrations.

Core Advantages

  • Compliance-first: delivered based on authorized/public APIs with data minimization
  • Cross-role support: covers personal, business and supervisory accounts
  • End-to-end delivery: analysis → development → testing → documentation
  • Deployable SDKs and sample backends for quick enterprise integration

Compliance & Security

All integrations are based on client authorization or open data access; we provide KYC/AML guidance and data minimization strategies, with NDA and security assessments available if required.

API Integration Quick Guide

Fast-Track Steps

  1. Provide target scenario: account sync / bulk payments / investment portfolio monitoring / IBAN scanning, etc.
  2. We perform protocol and authorization chain analysis (2–5 business days).
  3. Deliver mock APIs and SDKs for integration testing (3–8 business days).
  4. Deploy to production, complete compliance checks and monitoring recommendations.

Common Endpoints (pseudo API)

{
  "GET /api/v1/ziraat/accounts?user_id=": "Account list and balances",
  "POST /api/v1/ziraat/transfer": "Initiate transfer (IBAN / FAST)",
  "POST /api/v1/ziraat/iban/scan": "Upload image/base64; return recognized IBAN",
  "GET /api/v1/ziraat/approvals?corporate_id=": "Fetch pending approvals",
  "POST /api/v1/ziraat/statements": "Export statements (JSON/Excel/PDF)"
}

Permissions and rate limits: recommend fine-grained access controls (read/transfer/approval) with rate limiting and audit logs.

About Us

We are a tech studio focused on app protocol analysis and OpenFinance/OpenBanking integrations. Our team comes from banking, payments and mobile app domains, adept at extracting enterprise-ready APIs and SDKs from closed or semi-open app capabilities.

  • Protocol adaptation and interface refactoring for Android/iOS
  • OpenAPI documentation, sample code and automated testing
  • Compliance guidance (data retention, KYC, audit paths) and secure delivery
  • Transparent pricing: starting at $300, with pay-after-delivery options

Contact Us

Ready to get started? Submit the target app name and integration requirements via the link below. We typically respond within 1 business day with a plan and rough timeline.

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📱 Ziraat Mobil — Official App Features (Full Introduction, collapsible)

Ziraat Mobil is a convenient and practical banking app for personal, corporate, and supervisory users, delivering secure and feature-rich banking access:

  • Youth monitoring: supervisory access for users aged 15–18; supervisors can view/approve transactions
  • Corporate approvals: enterprise dashboards to view and approve pending transactions; supervisory monitoring for clients
  • Home screen quick access: accounts/cards, upcoming actions, recent transactions, financial calendar; personalized via Home Page editing
  • Advanced search: fast locate and execute required transactions
  • Recommendations: personalized tips in a “Pro tips” area and quick shortcuts
  • Investments: manage investments; portfolios, product details and performance tracking
  • Ziraat Mobile Plus: offers related to car insurance, family, corporate, and travel services
  • App marketplace: access other Ziraat apps; quick transfers save frequent transfers
  • Camera IBAN reading or gallery-based IBAN selection to complete transfers (EFT/FAST)
  • Notifications: real-time balance updates; apply online and track application status in-app
  • Insurance, pension, bills and corporate payments; barcode scan for tax payments
  • QR Code transactions: ATM cardless withdrawals/deposits
  • Personal data photo uploads; login via fingerprint/face recognition with Ziraat Approve; remember customer number for easier login
  • No login requirement: branch appointments, locate nearby branches/ATMs, financial data overview, improved calculators (loans/deposits), product applications
  • KMH and credit card product applications; security-focused

— This is a complete functional summary translated for integration reference.