Garanti BBVA Mobile — API Integration & Open Banking Services

For Garanti BBVA Mobile, delivering compliant protocol analysis, OpenData / OpenFinance interface implementations, and source code delivery.

Starting at $300
OpenData · OpenBanking · Protocol Analysis · Enterprise Approvals

Integrate Garanti BBVA Mobile's core banking capabilities securely into your system

We provide compliant protocol analysis, authorization flow reconstruction, account and transaction exports, and enterprise authorization/approval workflows as ready-to-use APIs. Supports OpenAPI documentation and SDK delivery to meet compliance and audit requirements.

Loan Products & Limit Linking — Implement loan applications, limit checks, disbursement workflows, and approval callbacks with support for installment plans.
Interest & Repayment Engine — Generate installment schedules and repayment guidance based on APR / daily interest / service fees; export reports to Excel / CSV.
User Identity & Risk Signals — Integrate KYC / EKTP validation, phone verification and automated risk scoring using authorized data and public data sources.
Start Integration View Deliverables

Deliverables & Examples

Typical Deliverables

  • Protocol analysis report (authentication chain, encryption fields, VMN/SMS verification, push and session management)
  • OpenAPI / Swagger specifications and mock API server
  • Working backend samples (Node.js / Python) and an SDK
  • Automated tests, load testing reports
  • Security and privacy guidance (data retention, logging, KYC) and NDA support

Example: Account & Transaction Query (pseudo-code)

# Request: get user accounts
GET /api/v1/garanti/accounts
Authorization: Bearer <ACCESS_TOKEN>

Response: {
  "accounts": [
    {"iban":"TR330006100519786457841326","currency":"TRY","balance":12543.50,"type":"checking"},
    {"iban":"TR540006300519786457841900","currency":"TRY","balance":5000.00,"type":"savings"}
  ]
}

# Request: get transactions (paged)
GET /api/v1/garanti/accounts/{iban}/transactions?from=2025-09-01&to=2025-09-30&page=1&size=50

Response: {
  "transactions": [ {"id":"TXN20250910-001","date":"2025-09-10","amount":-250.00,"description":"Utility Bill","status":"SETTLED"} ],
  "page":1,"total_pages":3
}

Key Use Cases

Personal account aggregation, statement exports, QR withdrawals and cardless ATM withdrawals, enterprise task approvals, multi-level authorization and quick transfers. We also support wrapping mobile authentication flows into standard OAuth2 + PKCE for back-end secure calls.

Core Advantages

  • Local and overseas compliance with local financial regulations and privacy laws
  • Security-first: least privilege, data in transit and at rest encryption, audit logs
  • Cross-platform support: Android / iOS authorization replay scripts and backend SDK
  • Deliver OpenAPI specifications and production-ready code to shorten time-to-market

API Integration Guide (Getting Started)

  1. Provide use cases: e.g., account sync / reconciliation exports / enterprise approvals.
  2. Confirm whether the client has a test environment or authorized credentials; if not, we can provide simulated interfaces based on protocol analysis.
  3. We perform 2-5 business days of protocol analysis (including SMS/VMN, push and session modeling).
  4. Deliver OpenAPI documentation, sample code, and test suites (first version typically within 5-12 business days).
  5. Optional: deploy to client cloud, integrate with API gateway, and perform security audits.

About Our Studio

We are a technical studio focused on App protocol analysis and authorization API integration, with teams experienced in mobile finance, payment gateways and banking-grade interfaces. We provide end-to-end deliveries from protocol analysis to production-grade APIs, documentation and testing.

  • Supports Android / iOS / Backend (Node/Python/Go)
  • Compliance-first: privacy protection, data minimization, audit logging
  • Deliverables include sample code, OpenAPI docs, and test suites
  • Transparent pricing: starting at $300, with pay-on-delivery options

Contact & Quotes

For quotes or to submit target app name and integration needs, please visit our contact page:

View Contact Details

Garanti BBVA Mobile Official App Overview (Folded Section)

📱 Garanti BBVA Mobile Official Features Overview (Collapsed)

Below is a high-level summary of Garanti BBVA Mobile official features for reference in technical planning:

  • Mobile banking app serving individuals and SMEs with common banking operations
  • Account management: view balances, transactions, asset history and income/expense calendar
  • Funds transfer and payments: instant transfers, bill and tax payments, transfer and bill payment processing
  • Loans: application and disbursement support
  • Enterprise features: view pending transactions and approve via mobile notifications or authorization settings
  • Login via mobile/online banking credentials; temporary passwords available via card or Paracard methods