QIWI Wallet (ru.mw) — OpenData / OpenFinance API Integration and Protocol Analysis

Providing compliant protocol analysis, OpenData/OpenFinance integration, and production-ready API implementations for electronic wallets, virtual cards, and multi-channel top-ups

Starting at $300 · Source code and documentation delivered
OpenData · OpenFinance · Protocol Analysis · eWallet Integration

Securely connect QIWI Wallet capabilities to your platform

We provide end-to-end solutions for QIWI Wallet: authorization flow analysis, transaction and top-up interfaces, virtual card and payment routing, and reconciliation/export capabilities with compliance and operational efficiency in mind.

Accounts & Sessions — Support token-based session recovery, refresh, and multi-device management (including biometric/device binding policy analysis).
Transactions & Reconciliation — Exportable transaction history with pagination, date range and category filtering; CSV/JSON/Excel exports and automated reconciliation scripts.
Virtual Card Management — Create/destroy virtual cards, balance checks and transaction authorizations, support global online payments (gaming platforms and e-commerce).
Transfers & Interoperability — Transfers to other QIWI wallets, bank cards, and designated country wallets (including Kazakhstan) with real-time receipts.
Get a Quote & Proposal View Deliverables

What we deliver

Delivery Package (Sample)

  • Protocol analysis report (sessions, signatures, encryption, limits, error codes)
  • OpenAPI / Swagger specifications with example requests
  • runnable server implementations (Node.js / Python / Go optional) and deployment guide
  • Automated tests and API validation scenarios
  • Compliance guidance (data minimization, logging retention, consent workflows)

Example: Transaction Query API (pseudo)

POST /api/qiwi/transactions
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'user@qiwi',
  'from_ts': '2025-10-01T00:00:00Z',
  'to_ts': '2025-10-20T23:59:59Z',
  'type': 'payments|topup|card',
  'page': 1,
  'page_size': 100
}

Response: {
  'status': 'OK',
  'transactions': [
    { 'id':'TX1001','ts':'2025-10-02T12:34:00Z', 'amount': -599.00, 'currency':'RUB', 'merchant':'Steam', 'status':'SUCCESS' },
    { 'id':'TX1002','ts':'2025-10-05T09:10:00Z', 'amount': 1500.00, 'currency':'RUB', 'source':'bank_topup', 'status':'PENDING' }
  ],
  'next_page': 2
}

Key Integration Points

Identity verification & licensing, reliable transaction callbacks, limits and rate plans, cross-border currency rules, virtual card security strategies (tokenization and expiry), and accounting-ready transaction exports.

API Integration Guide (Quick Start)

  1. Define target scenarios: top-ups / payments / transfers / virtual cards / reconciliation.
  2. Authorization and permissions: obtain user consent, exchange access tokens; manage refresh strategies and scopes.
  3. Stable callbacks: design idempotent webhook receivers and handle asynchronous status updates and retries.
  4. Reconciliation and consistency: design daily reconciliation tasks and map raw transactions to local ledgers.
  5. Compliance and limits: set KYC, quotas, and data retention per region.

Note: All integrations are based on client authorization or public APIs; data scraping/reverse engineering is performed only within compliant and authorized scopes.

Security & Compliance

  • TLS everywhere, encryption at rest and in transit
  • Least privilege, granular API scopes
  • Store consent records and audit logs
  • Compliance with regional regulations and data residency requirements
  • When reverse engineering / protocol reconstruction is needed, we use the term 'protocol analysis / reverse engineering' and perform such work only with client authorization

About Us

We are a studio focused on mobile app protocol analysis and OpenData/OpenFinance integration, with team members from payments, banking IT, and security. We deliver compliant, auditable API services and runnable source code for enterprise use.

  • Supports Android / iOS protocol analysis and SDK integration
  • Deliverables: source code, OpenAPI, test scripts and deployment docs
  • Compliance-first: KYC, data retention, and privacy safeguards included
  • Transparent pricing: starting at $300, pay on delivery satisfaction

Contact Us

Ready to start? Please provide the target App name (e.g., QIWI Wallet) and integration requirements, and we will respond with a technical proposal and quote within 24 hours.

View contact & submit requirements

📱 QIWI Wallet (ru.mw) Official Features Overview (Original App, Collapsible)

QIWI Wallet is a convenient e-wallet app that allows users to register by phone number and complete payments and receipts. Core capabilities include, but are not limited to:

  • Ruble-top-up and wallet balance management, including local Russian bank top-ups
  • Recharge and payment channels for games and digital platforms (Steam, Roblox, PUBG, Genshin, etc.)
  • Issuing virtual cards for global online shopping
  • Mobile top-ups and bill payments
  • Transfers to other QIWI wallets, bank cards, and Kazakhstani wallets
  • Transfers from friends, partners, or family
  • Favorites for frequent bills and recurring payments; premium account upgrades to lift limits (requires Kazakh IIN or Russian passport)

Note: The above content outlines potential integration scenarios; actual features and limits are governed by the target app's terms and user agreements.