Maya / PayMaya — OpenFinance & API Integration Services

OpenData / OpenFinance and compliant authorization-driven mobile app protocol analysis with deliverable API implementations

Starting at $300
Delivery-ready source code & docs, payment on delivery
OpenData · OpenFinance · OpenBanking · Protocol Analysis

Integrate Maya's wallet, savings, cards, and payments safely into your system

We deliver end-to-end solutions for enterprises and developers: Maya (PayMaya) mobile protocol research, OAuth authorization implementation, transaction and balance synchronization, card and cross-border payment integrations, with deliverable code and documentation all compliant with consent-first principles.

Account & Wallet Sync — Securely synchronize wallet balances, savings accounts and transaction history with pagination, time ranges, type filtering, and export to JSON/CSV/Excel.
Payments & Transfers — Integrate Instant transfers, card payments, QR payments, and cross-border payment links; includes idempotent and retry strategies.
Cards & Rewards — Bindings for virtual/physical cards, rewards rules, card-block and permission management, integrated with issuing/clearing providers.
Investments & Lending Data — Connect savings rates, loan approval triggers, daily interest calculations and ledger exports, with liquidity pool and audit logging.
Request Integration View Deliverables & Examples

Deliverables & Capabilities

Standard Deliverables

  • OpenAPI / Swagger interface specifications with sample calls
  • Protocol analysis reports (authentication flows, encryption, token lifecycle)
  • runnable backend sample code (Node.js / Python) with SDK templates
  • Automated test scripts, integration tests, and API docs
  • Compliance guidance (KYC, data retention, privacy controls) and NDA support

Example: Account Transaction Retrieval (pseudo-code)

POST /api/v1/maya/accounts/transactions
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'savings-12345',
  'from': '2025-09-01',
  'to': '2025-09-30',
  'page': 1,
  'page_size': 200
}

Response: {
  'status':'OK',
  'transactions':[{'id':'TXN20250910001','date':'2025-09-10','amount':-1499.00,'currency':'INR','description':'UPI Payment - Grocery','balance_after':10234.56}],
  'page':1,'total_pages':3
}

典型集成场景

Account synchronization and reconciliation, 360-degree customer view, automated billing exports, SaaS platform accounting validation, and bulk merchant settlements with callback support.

API Integration Quick Guide

  1. Provide target use case and acceptance criteria (e.g., balance sync, reconciliation export, instant transfer).
  2. We conduct protocol analysis and authorization assessment (2-5 working days).
  3. Deliver OpenAPI specs, example SDKs and mock server for internal testing.
  4. Deliver runnable services, automated tests and deployment docs (5-15 working days depending on complexity).
  5. Post-launch support and SLA options available.

Note: All integrations are performed within client authorization or public APIs; for data scraping/reverse engineering, only compliant and authorized approaches are pursued.

Compliance & Security

We operate only under client authorization or public/licensed APIs, providing data minimization, auditing, and privacy-preserving guidance. NDA and compliance reviews are available as needed.

About Our Studio

We are a technology studio focused on mobile app protocol analysis and API integration for financial services. Our team comprises experts in mobile banking, payments, and regulatory compliance, delivering end-to-end integrations from protocol analysis to deployable APIs and tests.

  • Supports Android / iOS protocol research and backend integration
  • OpenAPI documentation, sample code, and test suites
  • KYC and data privacy guidance with NDA options
  • Transparent pricing: starting at $300 with pay-after-delivery terms

Contact

For quotes or to submit target app name and integration requirements, visit our contact page:

View Contact & Submit Requirements

📱 Original App: Maya / PayMaya — Full Description (collapsed)

The following is a descriptive summary for the original Maya / PayMaya app, to help map functionality and integration scope:

  • Savings & high-yield deposits: open and manage savings with interest, up to impressive rates.
  • Instant loan features: quick approvals with credit checks and near-instant disbursement.
  • Credit cards & rewards: apply for Maya credit cards with instant rewards and cashback options.
  • Payments & QR: QR payments, wallet cards, and universal card-based payments.
  • Investments & crypto: in-app crypto purchases with low minimums per policy; fund management options.
  • Loan terms: flexible installments, rates, and example calculations.
  • Customer support: 24/7 help center and dedicated contact channels.
  • Regulatory & safeguards: Maya as a regulated bank-backed service with deposit protection details.