SeaBank API Integration Services · OpenFinance

Providing QRIS, BI-FAST, virtual accounts, e-wallet expansion and lending APIs with protocol analysis and runnable implementations in compliant OpenData/OpenFinance frameworks.

Starting at $300
OpenData · OpenFinance · Protocol Analysis · Compliance Delivery

Safely and reliably connect SeaBank capabilities to your product

We provide compliant protocol analysis for SeaBank, app login simulation, QR payments and cash withdrawal without a card, virtual account collection, wallet top-up, merchant cash-in/out at Indomaret, and SeaBank Pinjam lending APIs, with runnable API source code (Python / Node.js / Go). All solutions comply with Indonesian and international privacy and data protection requirements.

Fast onboarding: Start from the app name and requirements, we perform protocol review → sandbox integration → SDK and API documentation delivery; Python / Node.js / Go samples supported.
Core capabilities: QRIS code payments, no-fee transfers, BI-FAST mobile-number instant transfers, virtual account receipts, Indomaret cash channels integration, lending limits and repayment lookups.
Compliance & risk management: supports KYC recommendations, transaction risk rules, data minimization and auditable logs, compliant with OJK / BI / LPS requirements.
Get a Quote View Deliverables

Deliverables (Examples)

Standard Deliverables

  • OpenAPI / Swagger full interface specifications
  • Protocol and authorization chain analysis (OAuth2 / JWT / HMAC signatures)
  • Runnable backend implementations (Node.js / Python, optional Docker image)
  • Webhook callbacks and reconciliation scripts (daily/real-time reconciliations)
  • API automation tests and sample client SDKs
  • Compliance and privacy guidance (data retention, logging, consent records)

Sample API: Create Virtual Account (Pseudo-code)

POST /api/v1/seabank/virtual-accounts
Content-Type: application/json
Authorization: Bearer <CLIENT_JWT>

{
  "merchant_id": "M12345",
  "customer_name": "John Doe",
  "amount_expected": 150000.00,
  "expires_at": "2025-11-30T23:59:59Z",
  "metadata": { "order_id": "ORD-98765" }
}

Response 201 Created
{
  "va_number": "8881234567890",
  "bank_code": "SEA",
  "expires_at": "2025-11-30T23:59:59Z",
  "callback_url": "https://your.app/webhooks/seabank/va"
}

// Webhook: when VA is paid, the platform will POST to callback_url with transaction_id and amount

Use Case: Lending (SeaBank Pinjam) Example

Provides loan application, credit limit lookup, disbursement notifications and repayment plans. Example:
  • Loan limit: up to Rp30,000,000
  • Interest rate example: 2% / month (pricing per contract and risk)
  • Supports 3 / 6 / 12 month repayments, automatic debt collection and callbacks

API Integration Guide (Key Points)

  1. Preparation: specify target scenarios (e.g., VA reconciliation / QRIS acquiring / Pinjam disbursement), and confirm sandbox credentials if any.
  2. Authentication: commonly OAuth2 + client certificates or JWT; sensitive callbacks secured with HMAC signature.
  3. Callbacks & Reconciliation: all payment APIs must implement webhook receipts with retry, idempotent handling.
  4. Compliance: provide KYC and transaction limit strategies, when needed, coordinate with regulatory reporting.
  5. Testing: deliver Postman collections, automated tests and sample SDKs (Node/Python).
  6. Deployment: support deployment behind your existing API gateway or our containerized deliverables with security audits.

Information Required to Onboard

  • Target business scenarios and priority interfaces (e.g., VA, QRIS, BI-FAST)
  • Sandbox/production access credentials and callback URLs
  • Data retention policies and compliance requirements (KYC/limits/monitoring)
  • Preferred deliverable formats (JSON / Excel / PDF) and frequency
  • Whether store/channel integrations (Indomaret) and cash settlement workflows are needed

Our Studio

We are a studio focused on application protocol analysis and authorized API integration. Our team comes from fintech, banking gateways and mobile security backgrounds, delivering compliant and reproducible API code, documentation and test cases for clients worldwide.

  • End-to-end delivery: protocol analysis → API design → runnable code → tests → deployment support
  • Supports multi-language SDKs (Node.js / Python / Go) and OpenAPI docs
  • Compliance-first: KYC, privacy, data minimization and auditability
  • International experience: familiar with Indonesian and Southeast Asian fintech ecosystems

Contact Us & Next Steps

Ready to integrate SeaBank? Provide the target app name (SeaBank provided) and your integration requirements (e.g., login, reconciliation, QR payments, cash withdrawal) for rapid evaluation and pricing.

Visit Contact Page / Submit Requirements

Starting at $300; option to pay after delivery of a runnable sample.

📱 SeaBank Official Features & Full Description (Collapsed)

SeaBank App Highlights (this section provides a full description for reference during tech integration)

SeaBank offers fast and convenient digital banking operations—significantly simplified onboarding and transactions across channels.

  • QRIS payments: single scan supports multiple consumer scenarios
  • No-fee transfers: cross-bank transfers with no monthly fees
  • High-yield savings: promotional rates for deposits
  • Other convenient features: free top-ups with ShopeePay / DANA, BI-FAST mobile number transfers, Shopee virtual accounts with zero fees, instant checkout and promos, Indomaret cash channels
  • SeaBank Pinjam: loan application, disbursement and repayment APIs
  • Regulatory status: supervised by OJK and Bank Indonesia, with DP financial protection
  • Corporate contact: PT. SeaBank Indonesia, etc. (example address); 24/7 support and official channels

Note: The above is for technical integration reference; terms, rates and offers are governed by SeaBank official announcements.