İşCep API Integration and Open Banking Solutions

Mobile banking protocol analysis, authorization flows, ATM-QR withdrawals, and production-ready API source delivery

Starting price $300 · Compliant delivery
OpenData · OpenBanking · Protocol Analysis · Mobile Authorization

Integrate İşCep's accounts, cards, and ATM-QR capabilities securely into your system

We provide end-to-end delivery: protocol tracing and authorization flow recreation, OpenFinance-style API mapping, and backend-deployable API implementations with documentation.

Fast login & MPIN/Instant PIN integration — simulate mobile registration / encrypted SMS verification flow, with automated token refresh and session management adaptation.
ATM / İşCepMatik QR withdrawal — simulate QR & Beacon-based contactless withdrawal, transaction confirmation callbacks and risk logging, compatible with third-party ATM gateways.
Loans and quick lending scenarios — integrate Quick Loan application flow, credit inquiry interface, credit limit management and disbursement notifications end-to-end.
Card management & Wear OS payments — support virtual and physical card management, Wear OS quick-pay entry and remote freeze/thaw of cards.

Deliverables and Sample

Standard Deliverables

  • OpenAPI / Swagger specifications and endpoint docs
  • Protocol and authorization flow analysis (session, signing, cert pinning)
  • Running backend samples (Node.js / Python, configurable)
  • Webhook callbacks and reconciliation scripts (daily/real-time)
  • API automation tests and sample client SDKs
  • Compliance and privacy guidance (data minimization, logs, KYC points)

Example: Create Virtual Account (pseudo-code)

# POST /api/v1/iscep/virtual-accounts
Content-Type: application/json
Authorization: Bearer <CLIENT_JWT>

{
  "merchant_id": "M12345",
  "customer_name": "John Doe",
  "amount_expected": 150000.00,
  "expires_at": "2025-11-30T23:59:59Z",
  "metadata": { "order_id": "ORD-98765" }
}

Response 201 Created
{
  "va_number": "8881234567890",
  "bank_code": "SEA",
  "expires_at": "2025-11-30T23:59:59Z",
  "callback_url": "https://your.app/webhooks/seabank/va"
}

// Webhook: When VA receives payment, platform posts to callback_url with transaction_id and amount

Security and Compliance

All integration work is based on client authorization or public / authorized APIs. We provide data minimization, encryption in transit, audit logs and consent records, and NDA if needed.

Core advantages

  • Cross-platform protocol adaptation: Android / Wear OS / hardware interactions
  • Many years in finance and payments; compliant with regulatory requirements
  • Deliver production-ready source code and testing tooling
  • Privacy-first: minimized permissions and auditable logs

API Integration Quick Start

  1. Provide target use case: e.g., account sync / statement export / enterprise approvals.
  2. Confirm access to sandbox or credentials; if not, we can provide simulated interfaces via protocol analysis.
  3. We will perform 2-5 day protocol analysis (including SMS/VMN, push and session modeling).
  4. Deliver OpenAPI docs, sample code and test suites (首版 typically 5-12 business days).
  5. Optional: deploy to client cloud and perform security audit with API gateway integration.

About our studio

We are a software studio focused on App protocol analysis and authorized API integration. Our team has years of experience in fintech, payment gateways, and banking-grade interfaces, delivering end-to-end API solutions with compliance as a priority.

  • End-to-end delivery: protocol analysis → API design → runnable code → tests → deployment support
  • OpenAPI docs and sample code for Node.js / Python / Go
  • Privacy-first: data minimization, logs, consents
  • Transparent pricing: starting at $300, with post-delivery acceptance payment

Contact us

To start a project or request a quote, please visit our contact page and submit your target App name and integration scenario; we will respond within 24 hours with a plan and timeline.

Visit contact page / Submit inquiry

📱 Official Paytm App Features Overview (collapsed)

Paytm is a leading Indian mobile payments and financial services platform, offering QR payments, Soundbox, offline card swipes and POS integration. It supports UPI channels domestically and internationally and provides privacy controls (hide/show transactions), personalized UPI IDs, and downloadable reconciliation statements in Excel/PDF.

  • Paytm UPI, UPI-Lite (PIN-less with limits), UPI with RuPay credit card, UPI AutoPay
  • Bills and utilities payments, mobile recharges and shopping payments
  • Merchant Soundbox and QR payments with real-time notifications
  • Paytm is operated by One97 Communications Ltd.

Note: The above information is for technical integration references and is not an official endorsement or contract with Paytm.