Crédit Agricole “Ma Banque” — Bank Interface Integration and Open Banking

Bank account, payments, reconciliations, and authorization solutions based on OpenBanking / PSD2 standards
Starting at
$300 from
OpenBanking · PSD2 · Protocol Analysis · Compliance Delivery

Securely connect Crédit Agricole accounts and payment capabilities to your system

We provide Ma Banque protocol reverse engineering (within compliant scope), OpenData/PSD2 interface design, runnable API source code and delivery documentation to enable account queries, transfers, reconciliations and event subscriptions.

Accounts & Transactions — Supports account lists, balances, line-item transactions, pagination and filtering, with JSON/CSV/Excel reporting.
Payments & Transfers — SEPA/Instant transfers simulation, transfer status synchronization and callback handling.
Authorization & Authentication — OAuth2 / OpenID Connect with PSD2 SCA flow, token management and session renewal strategies.
Notifications & e-Documents — Transaction event subscriptions, electronic document retrieval and archiving interfaces.
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Our Deliverables

Deliverables (Typical)

  • OpenAPI / Swagger specifications and sample requests/responses
  • Protocol and authorization flow analysis (OAuth2, SCA, sessions, signatures)
  • runnable backend code (Node.js / Python) with SDK templates
  • Automated test scripts, integration tests and mock server
  • Compliance and privacy recommendations (data retention, privacy, KYC guidance)

Example: Account & Transactions API (pseudo-code)

// Request: fetch account transactions (pseudo-code)
POST /api/v1/ca/accounts/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'FR76XXXX1234',
  'from': '2025-09-01',
  'to': '2025-09-30',
  'currency': 'EUR',
  'page': 1,
  'page_size': 100
}

# Response
{
  'status': 'OK',
  'account_id': 'FR76XXXX1234',
  'transactions': [
    { 'id': 'TXN0001', 'date': '2025-09-05', 'amount': -42.50, 'description': 'Supermarket', 'balance': 1200.75 },
    { 'id': 'TXN0002', 'date': '2025-09-10', 'amount': 1500.00, 'description': 'Salary', 'balance': 2700.75 }
  ],
  'next_page': null
}

Typical Integration Scenarios

Account synchronization and reconciliation, 360-degree customer view, automated invoicing/export for accounting/finance, SaaS onboarding and merchant settlement callbacks.

API Integration Guide (Quick Start)

  1. Provide target function and acceptance criteria (e.g., account queries, real-time transfers, statement export).
  2. We analyze protocol and authorization flows (OAuth2/Signatures/Certificates) and deliver a plan (2-4 business days).
  3. Develop and provide test environments and sample code (3-10 business days).
  4. Deliver OpenAPI spec, SDK samples, and testing scripts; assist deployment and monitoring.
  5. Post-launch support and minor fixes for 30 days.

Note: All integrations are performed on client authorization or public APIs; data scraping or reverse engineering is only within compliant and authorized scope.

Compliance & Security

  • Compliant with PSD2 / GDPR requirements; design for user consent and data minimization
  • Audit logs, access controls and key management recommendations
  • NDA support and controlled environment security assessments
  • Recommend bank/third-party approvals pre-production to ensure compliance

About Our Studio

We are a technology studio focused on mobile app protocol analysis and authorized API integration for financial institutions, payments, and cross-border platforms. Our team delivers end-to-end services from protocol reverse engineering to production-ready API and documentation.

  • Support Android / iOS protocol analysis and OpenAPI/SDK delivery
  • Compliance-first: privacy protection, data minimization, audit guidance
  • Deliverables include source code (Node / Python / Go), OpenAPI docs, and testing scripts
  • Transparent pricing: starting at $300, with pay-on-delivery options

Contact Us

To get a quote or submit target App name and integration requirements, please visit our contact page:

View Contact Details / Submit Request

📱 Original App Features & Overview (Crédit Agricole – Ma Banque) — In English

Below is an English summary based on the app description you provided, highlighting key features for technical integration:

  • View accounts and balances
  • Initiate transfers (including real-time transfers)
  • Use security services like SécuriPass for operation verification
  • Manage card options and export RIB
  • Review insurance, loans, and savings products
  • Schedule appointments and communicate with relationship managers
  • Access branch information and emergency contact numbers
  • Sign online contracts and view electronic documents
  • Receive transaction and account notifications
  • Personalized recommendations with accessibility (including English version and demo mode)