GCash API Integration & Open Finance Solutions

Connecting GCash’s real-time transfers, bills, savings and lending capabilities into your system — runnable API source code and complete documentation.

Starting at $300
OpenData · OpenFinance · Protocol Analysis · Wallet Integration

Securely connect GCash payments and wealth management to your product

We provide end-to-end delivery for e-wallet integration: protocol analysis, authorized access workflows, production-grade APIs, including real-time transfers, bill payments, savings products, loans, and insurance connectors.

Real-time transfers & batch disbursement — Supports GCash-to-GCash, cross-wallet/bank transfers, Send-to-Many batch transfers with retry, transactional idempotency and status callbacks.
Bills & top-ups — Connect 400+ billers, mobile top-ups, broadband, FASTag, DTH and third-party bill platforms; supports scheduled/recurring charges and reminders.
Wealth Management (GSave / GStocks / GFunds) — Sync balances, deposits and investments to build a unified wealth view and yield monitoring.
Lending & Credit (GCredit / GLoan) — Display credit limits, loan application intake, interest and repayment plan calculations, and overdue/penalty monitoring.
Request integration View deliverables

Deliverables & Samples

Deliverables

  • OpenAPI / Swagger interface specifications
  • Protocol & authorization analysis reports (auth flows, token refresh, reverse engineering notes)
  • Runnable backend samples (Node.js / Python) with SDK templates
  • Webhook architecture, idempotent design and error handling strategies
  • End-to-end test scripts, load tests and sample data
  • Compliance guidance, privacy policy and data minimization recommendations

Sample API: Get Transactions (pseudo)

POST /api/v1/gcash/transactions
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'user_id': 'user@gcash',
  'from_date': '2025-10-01',
  'to_date': '2025-10-18',
  'page': 1,
  'page_size': 100
}

Response: {
  'status': 'OK',
  'transactions': [
    { 'id':'TXN001','date':'2025-10-05','amount':-350.00,'merchant':'Load Topup','type':'LOAD','status':'SUCCESS' },
    { 'id':'TXN002','date':'2025-10-06','amount':2000.00,'merchant':'Salary','type':'CREDIT','status':'SUCCESS' }
  ],
  'next_page': null
}

Key Integration Scenarios

Real-time payments, Send-to-Many payroll, GCredit / GLoan credit and repayment, GSave and advisory product data sync, 400+ billers integration and QR payments (GCash QR / QRPh / Alipay+). Also supports offline channels and merchant point integrations.

Compliance & Privacy

All work is based on customer authorization or publicly accessible APIs. We provide data minimization guidance, consent logging templates, and compliance recommendations (KYC, AML, data sovereignty). If deep reverse engineering is required, we clearly outline risks and propose compliant alternatives.

Technical Capabilities

  • Mobile app protocol analysis and consent-based authorization design
  • OAuth / Token management, session refresh and key rotation
  • Webhook and event-driven architecture (transaction receipts, status updates)
  • Multi-environment delivery (dev/test/prod) and automated deployment docs

About Our Studio

We are a tech studio focused on app API integration and authorization implementation. Our team brings years of experience in mobile payments, banking integration and cloud-native delivery. We provide end-to-end solutions for OpenFinance / OpenData, including reusable SDKs and test frameworks.

  • Supports Android / iOS protocol analysis and cross-platform integration
  • Delivered runnable code, OpenAPI docs and automated tests
  • Privacy-focused, with KYC and data minimization guidance
  • Transparent pricing: starting at $300, with acceptance-based payment options

Contact & Next Steps

To start a project, get a quote, or submit your target app name and integration requirements (e.g., transactions export, payment initiation, device integration, cross-border settlement), please visit our contact page and we will respond within 48 hours.

Visit Contact Page

📱 Original App Overview (GCash – excerpt, click to expand)

GCash is a digital wallet and financial services platform offering real-time transfers, bill payments, savings and investment products, and lending products. It supports Pay-to-Pay transfers, QR payments and merchant payments, with diverse services to manage money conveniently.

Key Features

  • Real-time transfers and batch payroll distributions
  • Bill payments and top-ups across multiple providers
  • Savings and investment accounts (GSave / GStocks / GFunds)
  • Lending / Credits (GCredit / GLoan)