Paytm API Integration & Open Finance Solutions

Standard Deliverables

• Complete API specifications (OpenAPI / Swagger)
• Protocol and authorization flow analysis (session, token lifecycle, key endpoints)
• Runnable backend samples (Python / Node.js), SDK templates
• Automation tests, integration examples and API documentation
• Compliance and privacy guidance (data minimization, log retention, KYC considerations)

Interface Example (pseudo-code)

// Example: pull user transaction statement (pseudo)
POST /api/v1/payments/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'user_id': '[email protected]',
  'from': '2025-09-01',
  'to': '2025-09-30',
  'filter': { 'type': 'UPI' },
  'format': 'excel' // options: json/csv/pdf
}

Response: {
  'status': 'OK',
  'file_url': 'https://files.example.com/statement-202509.xlsx',
  'summary': { 'total_credit': 2500.00, 'total_debit': 199.00 }
}

Key Scenarios

Account binding (Token management), transaction stream aggregation, merchant onboarding notifications, cross-border UPI settlements, automated reconciliation and financial exports, all customizable per enterprise needs.

Compliance & Privacy

All work is based on client authorization or public/authorized APIs. We provide data minimization guidance, consent log templates, and compliance delivery checklists to support regulatory engagement.

Common Modules

• OAuth/Token authorization, session refresh, scope boundaries
• Transaction capture, type classification, paging and incremental sync
• UPI / UPI-Lite payment flows with retry handling
• POS / Soundbox real-time callbacks and notification signature verification

About Our Studio

We are a studio focused on mobile app protocol analysis and authorized API integration. Our team combines fintech and mobile delivery experience, offering end-to-end services from protocol reverse engineering to compliant delivery.

• Experience with banking, payments, retail and travel industries
• Supports Android/iOS protocol analysis and open data integration
• Deliverables: Python / Node.js / Go sources, OpenAPI docs, and test suites
• Transparent pricing: starting at $300, post-delivery payments available

Next Steps

Please submit your target app name and integration needs (e.g., transaction reconciliation, UPI payments, device integration, cross-border settlements) through our contact page. We will respond with a plan and quote within 48 hours.

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Requirements

1. Submit the target app name and integration scenarios (e.g., reconciliation, UPI payments).
2. Provide authorized test credentials or coordinate with the Paytm liaison for compliance debugging (we work strictly within authorization scope).
3. Protocol mapping: deliver field mapping table (field name, type, example, required/optional).
4. Development & regression testing: deliver SDKs/APIs and run end-to-end tests (with error handling and retry strategies).
5. Deployment & monitoring: assist deployment to production API gateway and provide monitoring suggestions.

Minimum Deliverables: Target app name, requirements, existing integration credentials/testing env, desired delivery timeframe.

Sample Endpoints

GET  /api/v1/payments/{id}
POST /api/v1/payments/process
POST /api/v1/payments/{id}/rebalance  (webhook/reconciliation)
GET  /api/v1/transactions?from=2025-09-01&to=2025-09-30

Data & Privacy

Requests for PII (like KYC data, phone numbers) are only made with explicit user consent. Supports consent logs and minimal retention for regulatory audits.

Contact & Quote

If you would like to inquire, request a quote, or submit your target app name and integration needs, please visit our contact page. We will respond within 48 hours with a plan and quote.

Go to Contact

PAYTM Original App Intro