FGTS App — API Integration and Open Finance Solutions

Fast implementation of FGTS balance queries, withdrawals, account binding and authorization workflows with compliant API integration.
OpenData · OpenFinance · Protocol Analysis · Compliance Delivery
OpenData / OpenBanking / Protocol reverse engineering & analysis

Securely connect FGTS core accounts and withdrawal ability to your system

We provide protocol analysis and interface implementation for FGTS mobile apps: balance queries, withdrawal (Saque) applications, account registration, authorization consent, and report export, all delivered with compliance and privacy by design.

Account and Balance Sync — Support multi-account FGTS balances and statements, filter by account/time/event type, and export to Excel / JSON.
Digital Withdrawal Application (Saque) — Submit withdrawal requests, upload documents, choose destination bank, and track approval status and history.
Authorization & Institutional Access — Maintain user consent records, authorization token chains, and minimal data access policies; support institution access management.
Compliance Logging & Auditing — Detailed audit logs, consent snapshots, data retention policies, and privacy compliance mapping (LGPD / GDPR risk mapping).

What we deliver

Deliverables (Sample)

  • Protocol analysis and authorization flows report (including OAuth, Token, sessions, device binding)
  • OpenAPI / Swagger interface documentation with examples
  • Runnable backend samples (Node.js / Python / Java / Go options)
  • Automation tests and Postman collection
  • Deployment guidance and security audit considerations

Example: FGTS Balance Query API (pseudo-code)

POST /api/v1/fgts/balance
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "cpf": "123.456.789-09",
  "account_id": "conta_fgts_001"
}

Response:
{
  "status": "OK",
  "accounts": [
    {
      "account_id": "conta_fgts_001",
      "balance": 12500.75,
      "available_for_withdrawal": 5000.00,
      "last_update": "2025-10-12T08:30:00Z"
    }
  ]
}

Example: Submit Withdrawal Request (pseudo-code)

POST /api/v1/fgts/withdrawal-request
Authorization: Bearer <ACCESS_TOKEN>
Content-Type: application/json

{
  "cpf": "123.456.789-09",
  "account_id": "conta_fgts_001",
  "reason": "Saque Aniversário",
  "amount": 3000.00,
  "destination_bank": {
    "bank_code": "001",
    "agency": "1234",
    "account": "00012345-6",
    "holder_name": "FULANO DE TAL"
  },
  "documents": ["doc1_base64", "doc2_base64"]
}

Response: { "request_id": "RQ-20251012-0001", "status": "SUBMITTED" }

API Integration & Security Notes

  1. Authentication: Prefer OAuth2 / JWT or certificate-based mutual TLS (mTLS).
  2. Device Registration: Implement device binding (Cadastro de Dispositivo) and device identity verification.
  3. Least Privilege: Request FGTS data with least privilege; only read within user consent.
  4. Sensitive Data Handling: Upload/storage of documents should use end-to-end encryption; maintain consent records and access logs.
  5. Compliance: LGPD or local privacy laws; interface access policies.

Pre-connection Information We Need

  • Target App name and platform (Android / iOS).
  • Required features: balance, withdrawal, account binding, batch queries, etc.
  • Whether there are existing server credentials or a sandbox environment.
  • Compliance or third-party approvals (e.g., CAIXA / Ministério).

Our Core Advantages

  • Financial-grade protocol analysis and App interface reverse engineering under compliance
  • Support Android / iOS platforms and backend implementations
  • OpenAPI, SDK samples, automation tests and deployment guides
  • Compliance delivery: privacy impact assessments, data retention policies, and audit log recommendations
  • Transparent pricing: starts at $300, pay-after-delivery model

About Us

We are a studio focused on App protocol analysis and compliant API integration. Our team comes from fintech, banking, and security backgrounds, delivering end-to-end solutions with a focus on compliance and security.

  • End-to-end delivery: protocol analysis → development → validation → documentation
  • Support multi-language SDKs (Python / Node.js / Go) and deployment scripts
  • Compliance oriented: privacy, data retention, NDA support
  • Transparent pricing: starting at $300, with pay-after-delivery option

Contact Us

If you need a quote, want to submit FGTS integration requirements or request a demonstration, please visit our contact page:

View Contact Options

Delivery Timeline (Reference)

  • Protocol analysis and interface design: 2-5 business days
  • Core API development and sandbox integration: 3-10 business days
  • Load testing, compliance review and production deployment: 3-7 business days
  • Overall first delivery typically 6-20 business days, depending on complexity and third-party approvals
📱 Original App: FGTS Features Overview (folded)

FGTS App Features (English Translation)

FGTS App offers conveniences for workers, including checking FGTS balance, employer contribution reconciliation, printing statement summaries, and options for birthday withdrawals. All FGTS withdrawals allowed by law can be processed through the app; eligible users can submit applications within the app.

  • Balance checks and statement viewing; selecting withdrawal methods (end of contract withdrawal or birthday withdrawal); digital withdrawals for terminations and retirement with designated accounts (CAIXA or other banks); apply for other withdrawal reasons and upload necessary documents; register CAIXA or other banks for withdrawal deposits; authorize financial institutions to query FGTS information; update contact addresses.
  • User registration: if not registered, select Cadastre-se (Register) on the login screen and complete registration with CPF and a common email; secure and fast.

This content is a translated summary of FGTS app features to facilitate technical integration and mapping.