Bradesco API Integration & Open Banking / Open Finance Solution

OpenBanking / OpenFinance protocol analysis, Pix reconciliation, account aggregation, and compliant delivery with runnable API source code and documentation.

Starting at $300 · Compliance delivery
OpenData · OpenFinance · Protocol Analysis · Pix Integration

Bridge Bradesco's core capabilities securely into your system

We provide end-to-end services including protocol analysis, Open Banking authorization adaptation, account and transaction aggregation, Pix and Boletos (DDA) reconciliation interfaces, and deliver runnable API sources with OpenAPI documentation.

Account Aggregation — implement multi-account views, balance sync, transaction categorization, and budgeting analysis with OpenFinance authorization and data export (JSON / CSV / Excel).
Real-time Payments — support Pix payments/receipts, QR scanning, and near-field payments with real-time notifications and reconciliation strategies.
DDA / Boletos & Bills Search — consolidate boleto lists by CPF, with auto-matching, reminders, and bulk payment interfaces.
Intelligent Help & Risk Integration — integrate event-based notifications, risk checks and rate limits; include compliance logs and data minimization guidance to meet LGPD.

What We Deliver

Standard Deliverables (Sample)

  • Protocol analysis report: authorization workflow, key interfaces, and security chain (certs / signatures / nonce analysis)
  • runnable API source code and deployment scripts (Node.js / Python / Go optional)
  • OpenAPI (Swagger) docs with sample requests/responses
  • Automated test scripts and interface acceptance test cases
  • Compliance guidance: LGPD compliance, data minimization, and consent log templates

Interface Example: Account & Transactions Query (pseudo)

POST /api/v1/bradesco/accounts/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  "cpf": "123.456.789-00",
  "account_id": "0012345678",
  "from_date": "2025-09-01",
  "to_date": "2025-09-30",
  "type": "BOLETO|PIX|PIX_IN|PIX_OUT|TRANSFER"
}

Response 200 OK
{
  "status": "ok",
  "account": {"id":"0012345678","balance":12345.67},
  "transactions": [
    {"id":"TX-20250910-1","date":"2025-09-10","amount":-120.50,"desc":"Mercado","type":"PIX_OUT","balance_after":12225.17},
    {"id":"TX-20250915-2","date":"2025-09-15","amount":500.00,"desc":"Salary","type":"TRANSFER","balance_after":12725.17}
  ]
}

Key Integration Scenarios

Account aggregation, real-time Pix callbacks, bulk Boletos payments, Open Finance authorization adaptation, budgeting insights, and integration with internal risk and notification systems.

Core advantages

  • Compliance-first: designed for LGPD and Brazilian open banking standards (consent and audit trails)
  • Runnable deliverables: source code, docs, and test cases shipped for rapid integration
  • Cross-platform support: Android / iOS protocol analysis and back-end SDKs (Node/Python/Go)
  • Transparent pricing and rapid iterations: starting at $300, with pay-after-delivery options

API Integration Guide (Getting Started)

  1. Provide target App name and integration needs (e.g., Pix inflow, Boletos capture, OpenFinance account aggregation).
  2. We perform protocol analysis and deliver a technical plan (2-4 business days).
  3. Develop and deliver runnable API and test environment (3-10 business days, depending on scope).
  4. Deliver OpenAPI docs, sample code, test scripts; assist with deployment to production API gateways and security policies.
  5. Security hardening and compliance audit recommended before go-live (NDA available).

About the Studio

We specialize in app protocol analysis and authorization API integration. Our team comprises professionals from banking, payments gateways, and fintech with extensive mobile and cloud experience. We provide end-to-end Open Finance / Open Data integration with reusable SDKs and testing frameworks.

  • Supports Android / iOS protocol analysis and cross-platform API design
  • Deliver runnable source code, OpenAPI docs and test suites
  • Privacy protection, data minimization, and regulatory guidance
  • Transparent pricing: starting at $300; pay after delivery options available

Contact

To start a project, get a quote, or submit your target App name and integration needs, please contact our project lead via the contact page:

View Contact

📱 Bradesco Mobile App – Official Feature Overview (collapsed)

The Bradesco app provides a comprehensive set of financial services for customers, including account management, payments, loans, investments, and more. The following is a summarized feature list for technical integration and reference:

  • Instant loans: personal, mortgage, vehicle loans
  • Digital savings and account management
  • Credit card application with pre-approval
  • Term deposits and savings products
  • Scan-to-Pay and UPI payments
  • Bill payments for utilities and services
  • Travel bookings: flights, trains, hotels

User benefits & highlights

  • Pre-approved RuPay credit cards with balance and due reminders
  • Investment tools friendly for beginners (mutual funds, etc.)
  • Account visibility and budgeting insights
  • Multi-bank account aggregation and unified view
  • Personalized alerts for bills, cards, loans, and account updates
  • Smart Lock for Net Banking, UPI, and card access control
  • Global UPI for NRIs or international use
  • 24x7 chat support via iPal-style assistant

Personal loan example

Minimum loan ₹25,000; 12–72 months; interest rates starting at 10.80% APR; processing fee from ₹3,999. Example: ₹500,000 loan at 11.0% for 60 months, roughly ₹10,817 monthly payment, total repayment around ₹6,52,273.

Other financial products

Prepaid cards, wallet features, investments, insurance, and more offered through Bradesco ecosystem.

Eligibility & support

Contact Bradesco customer support for more details. This is for technical reference only.