Adapundi · OpenFinance API Integration & Protocol Analysis Services

Standard Delivery Package

• Protocol analysis report (authorized/public interfaces, data fields, encryption methods)
• OpenAPI (Swagger) interface specifications with example requests/responses
• Runnable source code (Node.js / Python) samples and SDK templates
• Automated test scripts, load test results, and security recommendations
• Compliance and privacy assessment recommendations (based on OJK and Indonesian data protection laws)

Delivery Example: Repayment Plan Calculation (pseudo-code)

# POST /api/integrations/adapundi/loan-calc
# Body: loan_amount, apr_year, tenor_days, service_fee_daily
{
  'loan_amount': 50000000,
  'apr_year': 0.108,         // 10.8% annual APR
  'tenor_days': 360,
  'service_fee_daily': 0.0      // (if any) daily service fee
}

Response: {
  'monthly_rate': 0.009,     // 10.8% / 12
  'total_interest': 5400000, // loan_amount * apr_year
  'total_repay': 55400000,
  'installments': [
    { 'period': 1, 'due_amount': 4616667, 'principal': 4166667, 'interest': 450000 },
    ...
  ]
}

Security & Compliance

All onboarding processes are based on customer authorization or public APIs. We provide data minimization, encrypted transmission, access logs, and consent records, and support NDA and compliance audits.

API Integration Quick Guide

1. Provide requirements: specify the data to access (lending, limits, repayments, user KYC, reconciliation) and use cases.
2. Authorization & credentials: provide authorized test credentials or connect with Adapundi contact for compliance debugging (we operate within authorized scope).
3. Protocol & field mapping: we perform protocol analysis and output field mapping tables (names, types, examples, required status).
4. Development & regression testing: deliver SDK / API and conduct end-to-end testing (including error handling and retry strategies).
5. Deployment & monitoring: assist deployment to production API gateway, provide monitoring and alerting recommendations.

Minimum deliverables information: target App name (Adapundi), requirements, whether integration credentials/testing environment exist, desired delivery timeline.

Example Interfaces (pseudo-interfaces, for reference only)

POST /api/v1/adapundi/auth
  body: { 'client_id','client_secret' }
  -> { 'access_token','expires_in' }

GET /api/v1/adapundi/loans/{user_id}
  headers: Authorization: Bearer <token>
  -> user loans, status, outstanding_amount

POST /api/v1/adapundi/loan-apply
  body: { 'user_id','amount','tenor_days' }
  -> loan_id, decision (APPROVED/PENDING/REJECTED)

GET /api/v1/adapundi/repayment-schedule/{loan_id}
  -> installments array, due_dates, penalties

Data Security

All onboarding flows are based on customer authorization or public APIs. We provide data minimization, encrypted transmission, access logs, and consent records, and support NDA and compliance audits.

Our Advantages

• Extensive hands-on experience with mobile finance and lending products
• Regulatory-ready for Indonesia / Southeast Asia: familiar with OJK and local regulations
• Deliver runnable source code (Node/Python), OpenAPI documentation, and test cases
• Support data encryption, audit logging, and compliance best practices
• Transparent pricing: starting at $300, with post-delivery payment options per contract

Contact & Pricing

To inquire, request a quote, or submit your target App name and requirements, please click the button below to visit the contact page：

View Contact Information